Why Electric Skateboard Riders Should Insure themselves?
Why Electric Skateboard Riders Should Insure Themselves: Essential Guide for Safe Riding
The popularity of electric skateboards and other personal motorized transport devices (EDPMs) is growing rapidly. Whether you're a dedicated electric skateboard enthusiast or use one for daily commutes, understanding the importance of insurance is crucial. Insurance not only provides protection in case of an accident but also ensures compliance with legal requirements that apply to electric skateboard riders.
Electric Skateboard Legislation: What You Need to Know
In France, for instance, the 2019 Mobility Orientation Law (LOM) enforces strict rules on EDPMs, including electric skateboards. One critical requirement is liability insurance, which covers damages you may cause to others while riding. Failing to comply can lead to a fine and leave you personally responsible for costly expenses following an accident.
This insurance requirement is also enforced in several other countries, including Spain, Germany, and Belgium. Make sure to check your local regulations to understand the specific requirements.
The Risks of Not Having Insurance for Electric Skateboard Riders
Riding an electric skateboard without insurance is risky. In an accident, the financial consequences can be severe. For instance, if you injure a pedestrian or damage property, costs can run into thousands of euros. Without insurance, you would bear these expenses alone, impacting your financial stability.
Additionally, if your electric skateboard is stolen, you will not be compensated without adequate coverage. Insurance protects not only against liability but also against other unforeseen events such as theft, fire, or damage to your skateboard.
How to Choose the Best Insurance for Your Electric Skateboard?
Consider these factors when selecting insurance:
- Value of Your Electric Skateboard: The more valuable your skateboard, the more essential it is to have comprehensive insurance.
- Usage Frequency: If you use your skateboard for daily or professional commuting, consider extended coverage that includes personal injury and accessory protection.
- Coverage Scope: Ensure that the policy includes liability, material damage, and theft to meet your specific needs.
At Mob-In, we offer tailored plans for electric skateboard users, meeting French legal requirements and providing maximum protection for you and your skateboard.
Conclusion: Insure Your Electric Skateboard for Peace of Mind
Insuring your electric skateboard isn’t just a legal obligation in many countries, including France; it’s a necessary step for safe, worry-free riding. Protect yourself and others by choosing insurance suited to your electric skateboard usage. Don’t wait until an accident happens—opt for peace of mind and insure your electric skateboard today.
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