Why Electric Skateboard Riders Should Insure themselves?
Why Electric Skateboard Riders Should Insure Themselves: An Essential Guide for Safe Riding
The use of electric skateboards and other motorized personal transport devices (EDPMs) is rapidly expanding. Whether you’re a passionate electric skateboarder or use an electric skateboard for your daily commutes, it’s crucial to understand the importance of having appropriate insurance. Not only does this step protect you in case of an accident, but it also ensures you comply with current legislation, which imposes specific obligations on electric skateboard users.
Electric Skateboard Legislation: What You Need to Know
In France, for example, since the implementation of the Mobility Orientation Law (LOM) in 2019, EDPMs, including electric skateboards, are subject to strict rules. Among these rules, the requirement to have liability insurance is essential. This insurance covers the damages you may cause to others while using your electric skateboard. Failure to comply with this requirement can result not only in a fine but also in bearing the costs related to an accident, which can be extremely expensive.
You also need to insure your electric skateboard if you live in Spain, Germany, Belgium, and several other countries!
The Risks of Not Having Insurance for Electric Skateboard Users
Riding an electric skateboard without insurance poses a significant risk. In the event of an accident, the financial consequences can be disastrous. For example, if you injure a pedestrian or cause significant property damage with your electric skateboard, the costs can quickly reach several thousand euros. Without insurance, these expenses will be entirely your responsibility, which can have a major impact on your financial situation.
Moreover, if your electric skateboard is stolen, without adequate coverage, you won’t be compensated for the loss of your device. Insurance thus not only covers liability but can also protect you against other unforeseen events such as theft, fire, or damage to your electric skateboard.
How to Choose the Best Insurance for Your Electric Skateboard?
To choose the right insurance for your electric skateboard, consider the following criteria:
- The value of your electric skateboard: The more expensive your electric skateboard, the more crucial it is to protect it with comprehensive insurance.
- The use of your electric skateboard: If you use your electric skateboard for daily or professional commutes, opt for extended coverage that includes, for example, personal injury and accessory protection.
- The included guarantees: Ensure that the insurance covers liability, material damage, and theft, according to your specific needs for your electric skateboard.
At Mob-In, we offer plans specially designed for electric skateboard users. Their contracts meet French legal requirements while providing maximum protection for you and your electric skateboard.
Conclusion: Insure Your Electric Skateboard for Peace of Mind
Taking out insurance for your electric skateboard is not only a legal obligation in France but also an essential precaution for riding with peace of mind. Protect yourself and others by choosing insurance suited to your electric skateboard usage. Don’t wait for an accident to realize the importance of being well-covered. Choose safety, choose insurance for your electric skateboard.
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